Privacy Policy

1. Introduction

Stronger Coverage ("we," "us," or "our") operates this website to help homeowners and families request a personalized insurance review from a licensed insurance advisor. We respect your privacy and are committed to handling your information responsibly. By using this website or submitting a review request, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We collect information you provide directly to us and information collected automatically when you use the website.

Information you provide:

• Name, email address, phone number, and mailing address
• Date of birth and homeownership status
• Details about the coverage you are considering (home, auto, condo, umbrella, etc.)
• Current insurance carrier and renewal timeframe
• Any additional information you choose to share in the comments field or during your advisor consultation

Information collected automatically:

• Device and browser information (IP address, browser type, operating system, screen size)
• Usage data (pages viewed, links clicked, referring URL, time spent on the site)
• Approximate location derived from your IP address
• Data collected through cookies, pixels, and similar technologies (see Section 5)

3. How We Use Your Information

We use the information we collect to:

• Respond to your review request and connect you with a licensed insurance advisor
• Prepare a personalized insurance review and coverage recommendations
• Communicate with you by phone, email, or text about your request and follow-up questions
• Verify your identity and prevent fraudulent submissions
• Operate, maintain, and improve the website and our services
• Measure the effectiveness of our marketing and advertising campaigns
• Comply with legal, regulatory, and licensing obligations

4. How We Share Your Information

We do not sell your personal information. We share information only as needed to deliver the services you request or as required by law, including with:

• Licensed insurance advisors and agency staff who prepare and present your review
• Insurance companies whose products you ask us to quote or place on your behalf
• Service providers that support our website, forms, communications, hosting, analytics, and advertising
• Professional advisors (such as legal, accounting, and compliance advisors) bound by confidentiality
• Government authorities and regulators where required by law, subpoena, court order, or to protect our rights

5. Cookies, Analytics, and Advertising

We and our service providers use cookies, web beacons, pixels, and similar technologies to operate the website, remember your preferences, measure performance, and evaluate our advertising.

• Google Analytics. We use Google Analytics to understand how visitors use our website. Google Analytics may collect information such as pages viewed, session length, and general location. You can learn more or opt out using the Google Analytics Opt-Out Browser Add-on.
• Meta Pixel. We use the Meta Pixel (Facebook Pixel) to measure the effectiveness of our advertising on Meta platforms (Facebook and Instagram) and to serve relevant ads. Meta may match information about your visit with your Meta account.
• Advertising platforms. We may use Google Ads and other advertising services to reach visitors on other websites and to measure campaign performance.

You can control cookies through your browser settings, and you can opt out of interest-based advertising through industry tools such as the Digital Advertising Alliance (aboutads.info/choices) and the Network Advertising Initiative (networkadvertising.org/choices). Blocking some cookies may affect how the website functions.

6. Communications and TCPA Consent

By submitting a review request, you agree that a licensed insurance advisor may contact you by phone, email, or text at the contact information you provide, even if that number is on a state or federal Do Not Call registry. Consent is not a condition of purchasing any product or service. Standard message and data rates may apply. You may opt out of marketing communications at any time by replying "STOP" to a text message or by contacting us directly to request removal from future communications.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect the information we collect. No method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Data Retention

We retain personal information for as long as needed to provide the services you request, comply with our legal and regulatory obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of information and applicable law.

9. Your Privacy Choices and Rights

Depending on where you live, you may have rights to access, correct, delete, or request a copy of the personal information we hold about you, and to opt out of certain uses of your information. To exercise a privacy right, contact us using the information in Section 13. We will respond within the timeframes required by applicable law and may need to verify your identity before completing your request.

10. Children's Privacy

This website is intended for adults. We do not knowingly collect personal information from children under 16. If you believe a child has provided us with personal information, please contact us and we will delete it.

11. Third-Party Websites

Our website may link to third-party websites, including insurance carrier sites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any third-party site you visit.

12. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. Material changes will be communicated through the website or by other appropriate means.

13. Contact Us

For questions about this Privacy Policy or to exercise a privacy right, please reach out through our review request form and note "Privacy" in the comments field.